When you picture a life insurance agent, you might imagine someone just selling policies. However, a great life insurance agent does much more than sell coverage—they serve as a life care concierge, a trusted guide through complex financial decisions and the challenges that come with securing your future. Here are the top five reasons why a life insurance agent plays this unique and valuable role, including how products like Indexed Universal Life (IUL) policies, indexed annuities, and living benefits solve real financial concerns.